Payce is designed to help you achieve your financial goals, whatever they may be.
We're a new kind of rewards program, one that doesn't require you to remember a membership number or carry another key fob. We're here to help you earn real cash back, not points, by using the credit and debit cards you already have when you shop at stores you know and love.
Our unique approach allows our members to earn cash back on top of existing card rewards across a network of tens of thousands of participating merchants. Don't change how you shop, or even where you do it. We're designed around your life and we're dedicated to delivering rewards to you from stores and restaurants you're already visiting.
Unlike other rewards programs, Payce automatically directs your cash back to help you achieve goals that matter to you. With Payce, the way you use your cash back is as unique as you.
Why do you ask for my card numbers?
When you provide your credit and debit card numbers, we notify your card issuer (Visa, Mastercard, American Express) that you are a Payce member. They note your account and let us know when you have made an eligible purchase so that we can work with the merchants to collect the cash back you earned. Payce does not store your card information and will never charge your card for being a member of Payce. Not all cards and transactions are eligible to earn. Debit card payments must be processed as 'credit' in order to be tracked. Do not use a PIN at checkout. For full details review the Terms of Use.
How do I receive my Cash Back?
When your received/posted cash back balance reaches at least $10, Payce will automatically distribute your posted cash back balance to pay down your debt or deposit to your bank account. You can designate an account to pay by going to your Payce profile and selecting 'My Accounts'.
Nearly 600 merchants with over 60,000 locations participate, including member favorites Walmart, Kohl's, CVS, Macy's, Petco, Home Depot, and Gap. The amount of cash back a member earns varies based on:
The number of eligible purchases made.
The total amount of your eligible purchases.
The cash back percentage offered by the merchants.
Merchants typically notify us of the pending rewards you've earned within 2 to 30 days, and they normally pay your rewards within 90-120 days. Some purchases may take longer to appear in your account.
If you attempt to log in with an incorrect user name or password too many times, the system will lock you out. Generally, your account will unlock and you can try to log back in 30 minutes.
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